25 November 2023
I really did overdo it yesterday. I was dragging all day long. I would get out of bed, get a bite to eat or drink and go back to bed. I’m afraid Wade was totally bored with me. I just had no energy. I took Dr. Jellinger’s advice and took an extra 2.5 mg of prednisone just before bedtime to try to perk me up.
Joel and Keith came over and picked up Wade to take him to the Mason Jar Pub for dinner. I was invited but I just couldn’t get up the energy. I gave Wade a key to the house in case I was asleep when they returned but they got back around 8:30 pm. I went back to bed and I did get around 6 1/2 hours of sleep.
Today Wade and I may go to Sawgrass Mills to visit the Ralph Lauren store. It depends on my energy level. If I’m not up to it, Joel will take him on Monday. As it looks right now at 6:48 am, it looks like it’s going to pour down rain any minute. If we get there at 10 am when the store opens, there will not be a crowd. Any later and it’s pandemonium. People line up to get inside the store.
Wade is great company. I don’t feel I have to entertain him. He makes do on his own. He’s very understanding that I’m not at my best right now and goes with the flow.
I received my FEMA flood insurance packet in the mail yesterday. There was an extra sheet this year explaining Severe Repetitive Loss (SRL). SRL is defined as if your property (1) “has incurred flood-related damage for which four or more separate claims payments have been made, with the amount of each claim (including building and contents payments) exceeding $5,000, and with the cumulative amount of such claims payments exceeding $2o,000; or (2) For which at least two separate claims payments (building payments only) have been made under such coverage, with the cumulative amount of such claims exceeding the market value of the building.”
My flood damage claim sent to FEMA was $8,252.00.
Fortunately, I don’t meet any criteria, but I feel this is a “shot across the bow” warning. If I end up meeting the criteria at some future date, then I will be transferred to a National Flood Insurance Program (NFIP) Direct Servicing Agent and get a rating factor and may become ineligible for a Flood Insurance Rate Map (FIRM) discount and that would result in at 25% annual increase until I reach full-risk premium. In other words, I’d be up the famous creek without a paddle.
The April flood that hit my property was supposedly a 1 in 1000 year flood. With global warming, that may be out the window. We are already getting flood maps of South Florida showing what will be under water 50 years from now. Several municipalities in South Florida have severe beach erosion. When I moved down here in 1985, you never heard about King Tides. Now they are an issue and they cause the drains to back up and flood streets. This link shows the vulnerability of Fort Lauderale.
Monday is blood work for Dr. Jellinger (endocrinologist), Tuesday Wade leaves and I have a Herceptin infusion. Wednesday I have an initial consultation with Amy Sear for acupuncture and a wellness checkup with Dr. Dunhill. Friday I have an hydration infusion. It’ll be a busy week.
Stay tuned!